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A. R. Davis Blog

Motorcycle Safety

Erika Harvey - Wednesday, March 25, 2015

Motorcycle Safety: Ride Safe with these Motorists Safety Tips

 

Motorcyclists know that riding gives them a freedom that driving a car just can’t match. There’s nothing like hopping on a motorcycle and cruising down the road with the wind in your hair on a gorgeous spring day. In fact, there are more bikes on the road during the warmer months than there are any other time of the year. That also means a greater risk for motorcycle-related accidents. But the best riders also know that motorcycles require more focus to operate and don’t provide the same protections cars do in the event of a crash. The best riders also take great care in all situations, whether they’re in heavy traffic on the highway or stuck in the rain or just taking a quick ride on a perfect day. Spring is here and it's time to ride!

Before you take your bike out on the road, make sure you have the right safety gear:

    Wear a helmet and don’t take chances, wear it every time you ride no matter if you’re just going down the street. Without a helmet your head is completely vulnerable in a crash.

    A good pair of gloves can protect your hands and also absorb vibrations to make for a better ride

    Boots give you better grip, help to absorb shock and protect you from engine heat or in a crash. Tennis shoes are also good to wear but never wear flip flops or anything that does not protect your entire foot.

    Wear a pair of goggles to keep dirt, gravel and sun glare out of your eyes so you can focus on the road.

    Always wear long pants and long sleeves to protect yourself against gravel, road debris and the sun.

Here are some Precautions to take while driving:

   v  Make sure you can be seen by other motorists. Make it easier for them by wearing reflective clothing, always using turn signals and or hand signals and keeping your headlight on. 

   v  Keep in mind that while driving stay alert and assume that other drivers don’t see you especially at intersections and when making lane changes or passing.

   v  Be patient and don’t tailgate

v  Don’t ride after drinking or taking any medications that could impair your abilities.

Riding at night

   v  Again, make sure you’re visible particularly at dusk. Consider upgrading your headlight or adding other lights to your ride. Try and wear clothing that makes you stand out so it is easier for other drivers on the road to see you. Both will make you more difficult to see at night.

   v  Your vision needs to be clear, so keep your visor or goggles clean and free from scratches. If you don’t use face or eye protection, consider it.

   v  Carry a flashlight or other emergency gear with you so a mechanical problem doesn’t leave you stranded and invisible on the side of a dark road.

   v  If the weather is bad keep rain and cold-weather gear handy. Riding isn’t just more enjoyable when you’re warm and dry it’s safer, too.

v  Use extreme caution when it first begins to rain, as the roads are most slick at that point. Pull over and wait if necessary. It’s better to be late than ride in unsafe conditions.

As with pretty much anything, riding a motorcycle takes skill and practice. Take a class on it. The class will teach you how to operate a bike better and more safely.

Keep Your Motorcycle Maintained

Maintaining your motorcycle is another important way to keep yourself safe. After all, if the bike has bad brakes, a questionable engine, unreliable directional signals, or other issues, you’re not going to be as safe as you could be out there. While you’re making sure the vehicle is maintained, check those tires for wear and pressure. It’s even more important for a motorcycle than it is for a car, because you only have two tires in contact with the pavement.

 

***Vehicle insurance is necessary for all motorists including motorcycle riders. Make sure that your bike is properly insured with Comprehensive and Collision protections coverage and bodily injury protection. Despite your best efforts to avoid an accident, nothing can prepare you more for the unexpected than having a motorcycle insurance policy. Whether you already have insurance coverage or are in the market for a new policy, you can contact our agency for a quote or any questions you may have on coverage. We will evaluate your insurance needs and find coverage that protects your financial interests out on the open road.

Preparing for Severe Spring Weather

Erika Harvey - Wednesday, March 18, 2015

Preparing your Home for Severe Spring Weather

 

    Spring weather can be unpredictable and can arise unexpectedly, with that the risk of injury increases so planning ahead is a necessity. Spring is the time of year when many things change including the weather. Temperatures can swing back and forth between moist and frigid. Sunny days may be followed by a week of stormy weather. Sometimes extreme weather changes can occur even within the same day. Prepare for storms, floods, and tornadoes as if you know in advance they are coming, because in the spring, they very likely will. Help get your home and family ready with these tips.

Before a storm:

            à        Inspect your home and property for potential problems

            à        Trim trees and remove dead or loose branches

            à        Be sure that gutters and drains are free of debris

à        Check the roof of your home for loose shingles

Let it flow: Remove winter’s debris from your gutters, drains and downspouts so that heavy rain can flow freely off of your roof. Be sure that downspouts are secure and that water is draining well away from your home and not toward your foundation.

Trim the trees: Prune low hanging limbs and branches so they don’t snap off in a windstorm and land on your home or a power line.

Check the pump: If your home has a sump pump, test it to make sure it’s clean and operable and that the outflow is draining properly. When strong winds are forecast, secure patio furniture and other yard items or put them in your garage or a shed so they don’t become dangerous projectiles. Close and secure storm shutters if your home has them. Keep blinds and shades drawn and taped or tack window coverings around the edges to help protect you from broken, flying glass.

If power outages are common in your area, prepare an emergency kit and keep it in your home.

Basic supplies should include:

            à        Flashlight and batteries

            à        Battery radio

            à        First aid supplies

            à        Hand sanitizer or wipes

à        A supply of canned food and water         

                                                                                                            

After a storm has passed:

        à        Check your home and property for damage

        à        Report any damages to your insurance agent immediately

Everyone lives in a flood zone. In high risk areas, you have a 1 in 4 chance of experiencing a flood. But the truth is you can live miles away from water and still be at risk of flooding. Nearly 25 percent of flood insurance claims come from moderate to low risk areas. That’s because it doesn’t take a major storm to cause a flood. Anything from new development to a slow moving rainstorm can cause flooding. Floods are the most common natural disaster in the United States, yet most homeowners insurance does not cover flood damage.

 

Take the time to review your insurance policy with your agent well in advance to be sure you will be covered for possible storm damage.

Your Guide to a Safe & Fun Spring Break

Erika Harvey - Friday, March 13, 2015

Your Guide to a Safe and Fun Spring Break!

 

Spring Break is around the corner and most students will be traveling and going to the most populated hot spots this year. It is a great time for students to relax, hang out with friends, and enjoy time off from school but it isn’t a break from common sense! Being safe and making smart choices will lessen your chances of getting in trouble and putting yourself at risk. Here are some tips on how to make this week the best week of your life!

ROAD TRIPS:

Before driving to your destination, have your car checked out by a mechanic to ensure your safety and the safety of others. Always keep your car doors locked and your windows up. Do not allow anyone to drink alcohol in your car. If you are tired, trade off drivers or stop at a hotel for the night. A night in a hotel is cheaper and safer than the potential costs and dangers of falling asleep at the wheel. Whoever is sitting next in the passenger seat should stay awake to keep the driver company. Two alert drivers are always better than one. Make sure you bring a map just in case you don’t get cell phone service in some areas.

 

USE THE BUDDY SYSTEM:

Hang out in groups and ALWAYS use the buddy system. Never allow a friend to leave a party alone. Always travel with a buddy in a taxi, bus, or public transportation. If you lose your buddy, ask a proper authority to escort you home

HOTELS:

When staying at a hotel make a mental note of the nearest fire exits and stairwells in case you need to evacuate. Close your door tightly when leaving or entering the room. When going to bed or leaving the hotel make sure the windows and door to your room are locked. Do not trash your hotel room because you are responsible for paying for all of the damages.

TRANSPORTATION:

Check with the hotel front desk for guidance on the easiest and most reliable transportation. Use only licensed safe taxis and limos and never take a ride from a stranger.

DRINK WATER!

Dehydration is a serious concern if you are spending time in the sun and drinking alcohol. Staying hydrated can keep you from getting sick, losing your voice, and prevents sun stroke or any heat damage to your body.

WEAR SUNSCREEN:

Returning home tanned is great, but coming home with your skin unharmed from the bright rays of the sun is even better. Be smart and use sunscreen and re-apply every three hours. The sun is most intense mid-day, the time when you’ll most likely be on the beach.

                                                                                         

WATER AND BEACH SAFETY:

Do NOT swim in the ocean at night. You’ll be swimming at your own risk if a lifeguard is not on duty which can be very dangerous. Follow all beach patrol warnings. Pay attention to flags or posted markers on the beach that are used to warn you about dangerous tides, harsh water conditions.

 

Following these helpful tips can help to make this vacation one to remember so enjoy and have fun!

Stop Rust

Erika Harvey - Friday, March 06, 2015

If You Don’t Want Rust, Reading this is a Must!

The unattractive orange-brown mess that accumulates on metal is something that affects many different objects. Under the appropriate conditions, rust may strike rather quickly or take its time slowly eroding your belongings. When oxygen and moisture come into contact with exposed metal, rust is unfortunately the result. While the corrosion is removable in most cases, it is much better to prevent rust rather than deal with its aftermath.

One of the first things an individual affected by rust will notice is the sight of unattractive burnt orange/brown that clearly indicates corrosion. The ghastly appearance is especially disturbing when it attacks the outside of a car, where speedy attention is needed to avoid further damage and the spread of rust. Once rust begins to develop, it can spread like an infection, until before you know it becomes a worthless item on your hands.

Rust damage on personal possessions (like a set of golf clubs), ruins the purity of such objects. When rust strikes items and immediate attention does not take place, they often become useless and ineffective. Not only is the sight of rust an unappealing one, but also more rust damage can threaten overall safety and health. Rusted bolts and other affected parts may cause an object to malfunction, break, or facilitate bodily injury. Rust damage in an automobile can create unseen dangers that affect the overall performance and security of a vehicle.

It is also possible to suffer from minor sickness and skin irritations when rusted pipes or affected water mains cause the water in a house or building to turn brown, red, or orange in color.  Rusted pipes also create a damaging tint and condition in the water that affects clothes washed at home.

Here are a couple of things that could be affected by rust:

CARS: One of the most common victims of rust and corrosion is a car or truck, where damage occurs on the exterior, under the carriage, and beneath the hood of a vehicle. Rust is often known to strike the paint job, tailpipe, fender, bumper, doors, hood, and braking system of a car or truck.

 

TOOLS: The hammer, screwdriver, and wrench in your toolbox are quite susceptible to rust because of all the outside factors that threaten its appearance and function. The constant contact with hands, humid conditions, and moisture all contribute to the formation of rust on tools, especially those used on a frequent basis, such as woodworking tools.

To protect your belongings, you should consider the following rust prevention techniques that have helped many people keep their tools, cars, and other possessions in good condition:

à        The corrosion that takes place on your vehicle can be prevented through frequent cleaning and waxing. Spraying the undercarriage is also a must in order to keep it free of dirt and debris that is often responsible for the collection of moisture. Once a car is washed, sitting it in the sun for a few hours is one of the best techniques of drying to follow. During the winter season, it is important to note that the rise in salty conditions produce a high amount of sodium chloride, which is known to speed up the rusting process. There are also kits sold as sprays to add further protection to cars after a new purchase.

à        One of the best is to wax and buff the metal surfaces. This not only creates a barrier to the moisture, it also lubricates the surfaces helping the wood to slide across them. Machinists like to wipe their tools with oily rags. This not only creates a barrier to moisture; it removes moisture and acids that are transferred from your hands to the tool surfaces.

How to immediately repair rust spots: First start off with removing the loose pieces of rust. The use of a razor blade is a common tool that carefully scrapes loose paint and rust away. After removing loose rust, additional traces of grime should be removed using warm water and soap. The application of a metal conditioner and primer is suggested, which helps to stop further rust. When applicable, touch-up paint should follow.

Since the sweat (salt) and oils that come with hand use causes rust to develop, wiping down tools after use is a great way to reduce the amount of rust and moisture that gathers on your metal-based equipment.

One of the most common questions that have been asked is will my insurance company cover rust damage?

The answer is no, auto insurance coverage's do not typically cover rust damage to a vehicle. Rust is usually just considered normal wear and tear of the vehicle. Physical Damage coverage's of Collision and Comprehensive cover damages to the vehicle from an incident, not something like rust that usually appears over time. However if,  the rust is due to an incident and the repair was not made correctly or you had water damage to the vehicle due to floods, hurricane winds and water, then you could check to see if your Comprehensive cover would cover your resulting rust damage. Contact your local agent if you have any questions about rust damage to your home or vehicle and whether or not it is covered under your insurance.

Coverage and Liability for Borrowed Vehicles

Erika Harvey - Friday, February 27, 2015

Coverage and Liability for Borrowed Vehicles

 

We are all aware that anything can happen and certain circumstances can arise but before you let anyone get behind the wheel of your car, whether it is a family member, friend or someone else they need to check with their agent and ask about the rules and regulations that come with letting anyone drive your vehicle and how the insurance coverage will work in case of an accident. The people that want to drive your car need to be licensed and you should contact your agent before lending your vehicle over. If you are planning on letting someone borrow your car for a long period of time you need to make sure they are added to your policy and or make sure they have insurance in their name.

The question of allowing other drivers to drive your car and whether or not they will be covered by your existing auto insurance is something you need to talk with your agent about. It is very important to make sure you know about your vehicle coverage not only to protect the insured but for anyone who drives that car and to look out for others on the road.  Unfortunately, there is not a direct yes or no answer since this is something that varies from policy to policy. When purchasing auto insurance, you should talk to your agent about who precisely is covered and what happens if you give permission to someone to drive your vehicle and there is an accident.

There are 2 major forms of coverage for auto insurance:

Liability insurance coverage on a personal auto policy follows the driver no matter whose vehicle is being operated.

Comprehensive and collision auto insurance coverage, are tied to the insureds vehicle (they follow the car). These coverages pay for damage that falls under the insureds vehicle as a result of an accident or vandalism. With comprehensive insurance which covers almost everything, it is the car rather than the driver that is covered. This however, brings up the question on who is allowed to drive the car. If someone other than the insured is driving a vehicle covered by comprehensive coverage and is not listed as a covered driver even if the other person has permission the other person might not be covered in an accident. Another important factor can be where that person lives and if they are related to you. If someone is living in your household and they regularly drive your car, then the insurance carrier expects you to have that person named on the policy.

Be cautious about who you let get in the driver seat of your vehicle and avoid letting someone who has a suspended license or has been drinking to drive because it is illegal and can be very dangerous.

        

    

If there are any questions about your auto coverage please contact your agent to ensure that the insured understands and has the best of knowledge to protect themselves and others in the future.

Winter Warning: Watch out for Icy Roads and Sidewalks

Erika Harvey - Monday, February 16, 2015

Winter Warning: Watch out for icy roads and sidewalks

 

As we get further into the long winter months the temperatures start to drop drastically, we go from the light fluffy snow to a rain/sleet compacted snow. The most dangerous part of a snowstorm may be the day or days following the snow when sunny skies and higher temperatures during the day melt the snow, and lower temperatures at night refreeze the melted snow, creating a cycle that could continue for days, a hazardous condition for walking and driving. Ice can be very slippery and dangerous and you should always be cautious of where you are walking and driving. One thing that I find very helpful during the winter with keeping my sidewalks and driveway safe is putting salt down. When you add salt, that temperature drops. On a roadway, this means that if you sprinkle salt on the ice, you can melt it. The salt dissolves into the liquid water in the ice and lowers its freezing point. To better prepare yourself watch or listen to the news before you go to bed and if the weather forecast says to be expecting rain or snow go outside throw some salt down on your sidewalks, steps and driveway to make it safer for anyone who will be using it.

Walking to and from parking lots or between buildings at work during the winter requires special attention to avoid slipping and falling. Slips and falls are some of the most frequent types of injuries that occur during the winter months. No matter how well the snow and ice is removed from parking lots and sidewalks, pedestrians will still encounter some slippery surfaces when walking outdoors in the winter. Here are a couple of things to look out for when walking on ice.

  • In cold temperatures, approach with caution and assume that all wet, dark areas on pavements are slippery and icy. Dew or water vapor can freeze on cold surfaces, forming an extra-thin, nearly invisible layer of ice that can look like a wet spot on the pavement.
  • Walk in designated walkways as much as possible. Taking shortcuts over snow piles and other frozen areas can be hazardous. Look ahead when you walk; a snow- or ice-covered sidewalk or driveway, especially if on a hill, may require travel along its grassy edge for traction.
  • Taking shortcuts through areas where snow and ice removal is not feasible can be hazardous.
  • When walking on steps always use the hand railings and plant your feet firmly on each step.
  • Use special care when entering and exiting vehicles; use the vehicle for support.
  • Avoid handbags and purses. Carry your belongings in a backpack. You need to leave your hands and arms free to better balance yourself. In the event you slip and fall backwards, the backpack can break your fall.

                    

Some safety tips to remember when driving on icy roads are:

  • Wait for conditions to improve: The best way to avoid an accident on an icy road is to stay off the roads until the weather clears up.
  • Take it slow: high speeds make it easy to lose control
  • Wear your seatbelt
  • Pay attention to the weather: Watching or listening to the news could better prepare you for the driving conditions you are about to face
  • Go easy on your brakes
  • Turn into a slide: turn your wheels in the direction that the rear of your car is sliding

 

If you have any other questions or concerns contact the A.R. Davis family we are here to help.

Ice Dams

Erika Harvey - Wednesday, January 28, 2015

Ice Dams

What is an Ice Dam?                       

Ice dams usually occur after a heavy snowfall and several days of freezing temperatures. Warm air inside your home leaks into the attic and will warm the underside of the roof causing snow and ice on the roof to melt. The melted water will drain along the roof, under the snow, until it reaches the cold overhang. The overhang tends to be at the same temperature as the outdoors and the melted water will refreeze and form an ice dam and icicles. The ice dam can cause damage to the roof, which will result in water leaks to the inside. Frequently the result will be a water spot on the ceiling under the roof damage.

                                                                           

Immediate Steps You Can Take

Remove snow from your roof after every storm. Use a roof rake to clear the snow. If there is more than 5 inches of heavy, wet snow and ice on your roof do not clear if off yourself call a professional to come do it for you.

Clear downspouts: An easy way to help snow and ice drain off of your roof is to make sure the area around your downspouts is clear. This will make it possible for your gutters to drain when snow does melt. It will also help prevent flooding when the snow and ice melts

Two Ways an Ice Dam can be prevented

Insulation: A good start in preventing ice dams is to lower the attic temperature. If you notice bare sections on your roof while the rest of the roof has snow, it could be an indication that there may be insufficient insulation under the bare areas and an inspection should be made. Call a professional roofer or insulation person about installing additional insulation in the attic.

Ventilation: Inspect your attic to be sure that the existing vents have not been covered by insulation or other materials or objects. If this has occurred, it is necessary to remove the insulation or other material that is blocking the vents so air can move freely through them. If you have any questions contact a Professional Roofer or Contractor for any advice or assistance.

              

Safety/Preventative Tips

Don’t get on your roof to solve this problem, it could be dangerous.

Avoid standing on the ground and “chipping away” at the ice. Not only could this cause damage to your roof, but you can be seriously injured by falling ice, debris, or tools.

Seal air and seal duct air leaks in your attic to stop warm air leakage (the source of the problem)

After sealing leaks, add additional insulation in your attic.

Provide adequate attic ventilation so that the underside of the roof and outside air is at the same temperature. Check to make sure attic insulation is not blocking roof ventilation.

Clean leaves and other debris from gutters before the first snow. This will help prevent ice build-up in gutters.

Hire a contractor who is an energy specialist or specializes in air sealing to do an in-home evaluation. A good specialist will use diagnostic equipment to evaluate the performance of your home and generate a customized list of improvements.

How to Keep your Furry Friends Warm and Safe during the Cold Winter Weather

Erika Harvey - Friday, January 23, 2015

How to Keep Your Fury Friends Warm and Safe during the Cold Winter Weather

                                     

 

Just like people pets cold tolerance can vary from pet to pet based on their coat, body fats, activity level and also the pets health. Be aware of your pet’s tolerance for cold weather, and adjust accordingly.

Cats and dogs should be kept inside during cold weather, unless you’re taking your dog out to use the bathroom. Pets are sensitive to severe cold and are at risk for frostbite and hypothermia during extreme cold snaps. Exposed skin on noses, ears and paws can quickly freeze and suffer permanent damage. No pet should be left outside for long periods of time in below freezing weather. 

A warm vehicle engine can be appealing for outdoor cats because of the heat it gives off but it can also be deadly. To avoid injuring any hidden animals, bang on your car’s hood or check underneath your vehicle to scare them away before starting your engine.

                                                               

Check your dog’s paws frequently for signs of cold weather injury or damage. The salt and other chemicals used to melt snow and ice can irritate or burn the pads of your pet’s feet. Wipe all paws with a damp towel before your pet licks them and irritates his/her mouth. When you take your dog for a walk make sure ice does not accumulate between their toes. You may be able to reduce the chance of ice ball accumulation by clipping the hair between their toes. Thoroughly wipe off your dog’s legs and stomach when he comes in out of the snow or ice. He can ingest salt, antifreeze or other potentially dangerous chemicals.

Make sure your companion animal has a warm place to sleep, off the floor and away from all drafts. A cozy dog or cat bed with a warm blanket or pillow is perfect.

                                                              

Many pets become lost in winter because snow and ice can hide recognizable scents that might normally help your pet find his or her way back home. Make sure your pet has a well fitted collar with an up-to-date identification and contact information.

Pets that spend a lot of time outdoors need more food in the winter because keeping warm depletes energy. Routinely check your pet’s water and food supply and keep your pet at a healthy weight throughout the winter.

                                                     

Following these tips can help your furry friend keep warm and safe throughout the winter, which in turn will give you peace of mind. Remember that our pets are part of our families and that they deserve the same consideration and respect as we do when it comes to keeping them safe and warm during the winter months.

Hurricane Katrina

Erika Harvey - Monday, January 12, 2015

Hurricane Katrina

 

Early in the morning on August 29, 2005, Hurricane Katrina struck the Gulf Coast of the United States. When the storm made landfall, it had a Category 3 rating and it brought sustained winds of 100–140 miles per hour–and stretched some 400 miles across. The storm itself did a great deal of damage, but its aftermath was catastrophic. Hundreds of thousands of people in Louisiana, Mississippi and Alabama were removed from their homes, and experts estimate that Katrina caused more than $100 billion in damage. In all, Hurricane Katrina killed nearly 2,000 people and affected some 90,000 square miles of the United States. Hundreds of thousands of evacuees scattered far and wide. Today, after years of recovery and rebuilding efforts, people along the Gulf Coast have made great strides in returning to life as usual even as they continue to rebuild.

 Hurricane Katrina was the largest and 3rd strongest hurricane ever recorded to make landfall in the US

The storm surge from Katrina was 20-ft (six meters) high

                              

Hurricane Katrina affected over 15 million people in different ways varying from having to evacuate their homes, rising gas prices, and the economy suffering

An estimated 80% of New Orleans was under water, up to 20 ft. deep in places

Hurricane Katrina caused $81 billion in property damages, but it is estimated that the total economic impact in Louisiana and Mississippi may exceed $150 billion, earning the title of costliest hurricane ever in US history

                                                                                   

 

An “Act of God” typically refers to any natural disaster that cannot be foreseen or prevented by humans. Things we cannot prevent include any naturally-occurring catastrophe, such as earthquakes, tornados, hail, lighting and hurricanes. This is why “Acts of God” are also called acts of nature. Most insurers will cover natural disasters and other “Acts of God” as covered by Comprehensive coverage. This usually also covers theft and vandalism, and may include allotments for stolen or damage property that is kept inside your vehicle. Unless events are specifically excluded, this is where payment comes for “Acts of God” or Nature.  

Anyone can be subjected to an earthquake, hurricane or flood at any time or place. We highly recommend calling your personal insurance agent with your questions and concerns about “Natural Disasters” and “Acts of God”.   

Public Safety Tips for the Holidays

Erika Harvey - Monday, December 22, 2014

Public Safety Tips for the Holidays

             The Holiday Season is here, and with it, comes great expectations.  Expressions of love and support for family and friends will take over our thoughts and actions.  So, to make certain that we enjoy the Holidays as we expect to, without incident, let’s all remember some basics about staying safe. 

                                        

Driving

            *    Avoid driving at night

            *    Keep all car doors locked and windows closed while in or out of your car

            *    If you shop at night, park in a well-lighted area

            *    Avoid parking next to vans, trucks or campers

            *    Park as close as you can to your destination and remember where you parked

            *    Never leave your car unattended with the motor running or with children inside.

           *    Do not leave packages or valuables in plain sight, lock in your trunk

           *    Keep your purse on you at all times. Do not set it down

           *    Beware of your surroundings; do not walk to your car alone if there are suspicious people in the area.

ATM

            When going to use the ATM make sure you are choosing one in a good location (inside a store, bank, mall, or in a well-lighted area). Withdraw only the amount of money you need at that time. Protect your pin by blocking the keypad from anyone who is standing near you. Do not throw your ATM receipt away in a public trash can, wait till you get home.

                                                                              

Shopping

        *    Shop during daylight hours; if you are going at night ask a friend or family member to join you

        *    Avoid carrying large amounts of cash; if you’re carrying cash on you keep it in your front pocket

        *    Notify the credit card company immediately if your card is lost or stole

        *    Do not overload yourself with packages. It makes you a prime target for criminals

Children

        *    Teach your child to go to a store clerk and ask for help in case your child is separated from you

        *    Never let your child go to the car or bathroom alone

        *    Keep a close eye on your child at all times

At home

        *    Lock all doors and windows when home alone, going to bed and/ or leaving the house

        *    Have outdoor lights on when it starts getting dark

        *    Leave a light on in the house so it looks like someone is home

                                               

Strangers at your door

        *    Be aware that criminals can pose as anyone so when answering the door be cautious and alert, and ask for identification.

Hosting/Attending a Party

        *    Drink responsibly and safely. If you are drinking arrange for an official designated driver that is going to the party with you or find alternative transportation.

        *    NEVER drink and drive!